🚨 Time-sensitive offer:

we are now inviting potential partners to join our beta test and receive complimentary categorisation.

Automatically

Categorise

Transactions

with Confidence

Join our beta test to securely compare performance with market leaders in minutes - no coding required.

JOIN OUR BETA TEST

Complimentary access is available for a limited time. Transaction data will be used to improve the system.

Check the accuracy of Noggin’s market-leading categorisation engine on your own data at a granular level, comparing with the industry standard on a transaction-by-transaction basis.

WHAT WE OFFER

Why Choose Noggin?

~26% Accuracy Improvement

Outperforms leading competitors where it matters most: debt, gambling and income.

Human-in-the-Loop Machine Learning

Trained on gold-standard human annotation of over 7 million proprietary transactions.

Easy, Secure

Testing

Seamlessly upload .csv data via our encrypted pipeline, with customisable data deletion.

State of the art

accuracy.

Released in private beta mode, our AI engine improves your accuracy by 26%* and is agnostic to data source.

TRY FOR FREE

*Based on in-house testing across 300,000+ transactions.

NOGGIN CATEGORISATION

Assign Detailed Categories

Taxonomy designed by underwriters

Enhanced specificity and accuracy in the categories that matter most for credit, to power fairer decisions.

BOOK A DEMO

Our team will be happy to schedule a bespoke session. For a limited time, partners are also invited to join our beta test and receive complimentary transaction categorisation.

Categories

20 primary and 138 secondary categories make it easy to identify risky transactions and signs of financial stability.

LEARN

Our FAQs

What makes Noggin HQ’s categorisation engine more accurate than other existing products?

Our categorised training data of 4,000,000+ transactions was painstakingly annotated by expert annotators, to create a human-verified gold-standard for our automated system to match. The system uses “large-language models (LLMs),” the technology underlying generative AI, to extract information not only from important words, but words and phrases in context, and their interaction with transaction amounts.


Is uploaded data kept private and stored securely?

Yes. All transaction data is encrypted and stored on secure servers. Only necessary members of the data science team will have access to transactions, and we handle all data in accordance with UK and EU GDPR regulations. We can also accomodate bespoke requirements on request.


Does the categorisation engine consider some transactions as more important than others?

No. The categorisation engine assigns all categories as accurately as possible. However, the forthcoming Noggin proprietary credit scoring model will identify the most important categories for predicting the creditworthiness of borrowers.


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Noggin HQ Ltd is authorised and regulated by the Financial Conduct Authority (FRN: 993735).